Why Do You Need to Get Pre-Approved?

The benefits of getting pre-approved for a mortgage are many. Taking a few minutes to complete the simple pre-approval process can help you find and negotiate the home of your dreams, and ensure a smoother transaction for everyone involved.

  • Pre-approval gives you a clear picture of how much home you can afford, which means you won't waste your time falling in love with properties you'll never be able to buy.
  • Pre-approval helps your agent find the best homes available in your price range.
  • Pre-approval strengthens your bargaining power with sellers. Buyers who are pre-approved for a loan are taken more seriously by sellers. If a seller has to choose between similar offers from a buyer who is pre-approved and one who isn't, which offer do you think will be accepted?
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